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HUD Homes


Your Town Realty Experts

At Your Town Realty, we are your HUD Home experts!  Our team has been listing and selling HUD Homes for over a decade.  Free photos lists, real time email alerts, and individualized service mean that your road to home ownership will be an enjoyable one.  We are always available for your questions and look forward to working with you.

What is a HUD Home?

A home that has gone into mortgage default with a loan that is insured by the Federal Housing Administration (FHA) is referred to as a HUD Home.  When this occurs, the lender takes possession of the property and conveys ownership to HUD.  HUD then sells the home through their Asset Management (AM) contractor, such as BLB Resources. A HUD Home may be a single-family house, townhouse, condominium, mobile home or a multiple family attached home up to 4 units. 

Who Can Buy a HUD Home? 

Anyone who has the required cash or can qualify for a loan (subject to certain restrictions) may buy a HUD Home.  HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors.

Please visit these links to learn more about every step in the process:

Homes for Sale by HUD

HUD Homes Bid Results

Find A Registered HUD Broker

HUD Homestore FAQs

FAQs About Buying a HUD Home

HUD-Approved Lenders

First Time Homebuyers Kit

Common Questions from First-time Homebuyers

Healthy Homes and Lead Hazard Control

Housing Discrimination

Guidance for Homeowners


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